Attention valued clients

Due to the status of COVID-19, we will be conducting business from home effective 3/23/20 until further notice. You may experience delayed response time, but we are working diligently to service clients in a timely manner. Please continue to call us at 209-524-6366 with any questions or concerns. For Nationwide claims please call: 1-877-669-6877. For more information regarding COVID-19, visit this page. Thank you for your patience during this time!

Terms Of Service

By using any of TSM Insurance’s services, including any services found on
the website, you agree to voluntarily consent to any and all Terms of
Service found herein.

TSM Insurance has the right to modify this Terms of Service agreement
at our discretion, and the terms will become effective immediately upon
publication to this website.

Accuracy of Information

Users of TSM Insurance’s services certify that any information
provided to us is complete and accurate. TSM Insurance will make every
effort to validate the billing information you provide to us; however,
if we are unable to do so, we reserve the right to cancel your payment
or prohibit you from using this website.

Refund Policies

TSM Insurance is unable to refund the conveinence charge associated with a payment.

TSM Insurance Purchasing Fees

TSM Insurance is not responsible for any carrier fees associated with receipt delivery or website usage.

Acceptable Methods of Payment

TSM Insurance currently accepts Visa, MasterCard and American Express cards for payment.
All transactions will post a TSM Insurance memo on your billing/bank statement. Transactions are handled
by Stripe (Stripe). Stripe will have their own Privacy Policy and Terms
of Service you must agree to.

Privacy Policies

TSM Insurance respects your right to privacy. Privacy policies are
outlined in the TSM Insurance’s Privacy Policy. By agreeing to these
Terms of Service, you are also agreeing to the terms set forth in the
TSM Insurance Privacy Policy.

Violation of Terms

If you violate any of the terms herein, TSM Insurance reserves the
right to bar you from using any TSM Insurance services, cancel any payments made and take appropriate legal action.
No refunds will be provided.

External Links

TSM Insurance is not responsible for any content or services provided
by any websites outside of the TSM Insurance website. This includes
any content posted on any sponsor or third party affliation website or on any sites
linked from these pages.

Acceptable Use

TSM Insurance grants you a non-exclusive right to access the TSM Insurance Service for the purposes of browsing the site, searching for events,
making bill payments and contact us. The following uses of the Service — including the site
and all functions therein — are strictly forbidden:

Using the Service in any way that violates the Terms of Service;
Using the Service in any way that breaches any applicable local, national, or international laws and regulations;
Attempting to reverse engineer, disassemble, decompile, or otherwise disclose the underlying source code or infrastructure of the Service;
Using the Service for fraudulent activity or activity that facilitates fraud;
Using or enabling others to use bots, scrapers, spiders, or any other automated means to access the Service for any purpose without the written permission of TSM Insurance;
Using or enabling others to use the Service in a way that imposes what TSM Insurance deems to be an illicit, excessive, or unnecessarily heavy burden on our infrastructure, regardless whether such activity is an intentional attempt to interfere with the proper operation of the Site;
Bypassing or enabling others to bypass any measures we take to restrict access to unauthorized areas of the Service.

Have any questions?