At TSM Insurance, auto insurance is designed to ensureÂ that youâre able to get where you need to go, whether thatâs going to work, taking the kids to school, or getting away for the weekend.
We offer a number of insurance options that are flexible and affordable. WeÂ also provide a selection of customized features and benefits that will save you money.
This feature allows you to maintain your existing rates in spite of an accident or minor violation, even if youâre at fault. The forgiveness clause has very specific restrictions, so check with your TSM Insurance agent.
Our coverage offers two packages âÂ BasicÂ andÂ Plus. Because the coverage will vary depending on location, please talk with your TSM Insurance agent about the options available in your state.
This option provides two types of coverage if your car is totaled in an accident.Â New Car ReplacementÂ will allow you to buy a new car, whileÂ GAP CoverageÂ will cover the difference if the settlement on your accident is less than the amount you still owe on your vehicle loan.
Deductible Savings Rewards
This feature rewards you for safe driving and protects you in case your vehicle is totaled in an accident. TheÂ Diminishing DeductibleÂ option awards you with an immediate $100 credit on your deductible and then deducts another $100 for every year of safe driving, up to $500. TheÂ Total Loss Deductible WaiverÂ option exempts you from paying your deductible if your car is totaled.
Contact yourÂ TSM Insurance professionalÂ for more information about how personal auto insurance can protect your independence.
At TSM Insurance, we provide certainty on the road.