I have been part of TSM Insurance as long as I can remember. As a young boy my dad brought me to the office after school.

There was no "playing games" while I was there for those few hours. I was always given a job as simple as it may have been. I guess you would say that my official hire date was somewhere around the age of sixteen when I took on the high profile position as office custodian. Working after school by day and coming to clean every night. After a year or so of that I got the bright idea that working for my dad's company wasn't for me. So I went to work at Raley's as a bagger.

Well, that was really not for me and I left after only two months to rejoin the TSM Insurance team. It was at this moment when I knew I was a permanent fixture at TSM Insurance and in the insurance business. I turned 18 on July 30th, 1990 and was licensed as a property and casualty agent eighteen days later. I began selling auto and homeowners immediately with much anticipation to test my "selling" skills.

I was also a full time student at the time and in all honesty was always more of a worker than a student. I eventually made the commitment to take on the insurance industry full time. Through the course of almost 20 years in the business, I started my own "non-standard" auto insurance company, was the manager of the personal lines department and have now taken over the day to day operations. All of this, while still maintaining my own book of clients.

I owe much of what I know to all of our wonderful employees and of course my father. I love this job and I look forward to continuing the TSM Insurance legacy, while adding my own touch along the way.

I am a native Modestan and proud of it! Although our community is no longer the small, rural town of my childhood, it has retained its unique quality of being a place where people can get involved and actually make a difference. Through the years I have been active in many community service organizations, serving the needs of others. This has truly been a blessing in my life.

When I joined TSM Insurance in 1991 I had already spent 20 years in the business with my father running our own insurance agency. Today I still feel that sense of family when I walk through the doors of TSM, with caring people here to help each other as well as serving the needs of our valuable clients.

My wife, Sandy, and I have raised three wonderful children and are now looking forward being grandparents and the joy that comes with that entire experience.

I have worked in the Insurance Industry since 1988 and have been with TSM Insurance & Financial Services since 2001.

I achieved the Certified Insurance Counselor designation in 2008, a premier designation program for insurance professionals.

I currently work as a Commercial Insurance Agent in TSM's Commercial Insurance Department focusing on meeting the insurance needs of business owners and providing excellent customer service for my clients.

I am an avid softball player and enjoy traveling. However my favorite activity, according to my husband, is shopping for clothes with my two daughters. My perfect vacation would be a softball tournament in Hawaii, at a 5 star hotel, right next to a mall with a Nordstrom's and Neiman Marcus.

Lowell Clark passed away on July 9, 2011. To learn more about Mr. Clark and his contribution to TSM, click here

My insurance career began 30 years when I walked into my insurance agent's office to pay my auto premium.

Little did I know this was to be the start of my new career!

I had previously worked as a hairdresser for 7 years, taken some time off from work, got married, had my 2 daughters and was a stay at home mom. I have worked at TSM Insurance going on my 27th year.

Working in the insurance industry has its challenges and is not a boring career. I enjoy many activities outside of my career. I love traveling with my husband and friends to many exciting places, classic cars, hot rods and spending time with my 3 granddaughters. I also enjoy wine tasting and relaxing with a good fine wine.

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I was born and raised in Modesto and have been a bookkeeper in one capacity or another for over thirty plus years. The last 19 years I was an office manager/bookkeeper with an engineering firm.

I have known Tony Miligi for over 19 years. He was our broker for medical insurance at the engineering firm that I was with, and when my boss decided to retire, Tony told me about this position that might be opening and here I am a year and a half later. Insurance is a whole new world of bookkeeping and I am enjoying it, it really has been a challenge.

I have been happily married to Tom for 31 years and have two great adult children and now a new baby granddaughter. My husband and I play golf in our spare time and enjoy visiting with our kids and having a mean game of Canasta with our friends. I love to go to the bay area especially Monterey and Carmel and enjoy playing golf over there.

I am really enjoying working at TSM and the best part is all the people that work here and the work atmosphere that the principal's Tony, Randy and Guy have created.

Billie Macsenti... Aka Isabella's Grammie

I am a Commercial Lines CSA. I have been licensed for many years. I have a CISR designation. I take care of Business insurance needs. I have been with TSM since 1985. I worked for TSM when it was Powell Insurance Agency from 1976 to 1982.

My husband and I have 2 sons and 2 grandsons. I love being Grammy. It is the best. My husband is a Supervisor for a local Winery and has been there for over 30 years.

I love to travel, read books, go to antique stores, watch football and spend time with my family. I also love politics, which I inherited from my Dad. My Dad was a mayor, a city councilman and on the planning commission for Jackson, CA more than once thru the years.

TSM trusts us to do our jobs without looking over our shoulders eight hours a day. TSM strives to be the best and are well respected in the Community.

I came to work for TSM in 2000 as a part-time accounting clerk. I am responsible for processing all company commissions and accounts payables on all vendors. Before that I worked at a few long-term part-time positions at different companies, also worked for Hartford Insurance and Xerox Corporation (11 years) full time before moving to the Central Valley in 1987.

I'm married to a great guy and we have 4 grown kids and 2 grandsons (so far). We love to travel (favorite place is Maui), love gardening and of all things I enjoy working around my house which working part-time allows me the time in the mornings to get things done before coming in to work at noontime.

I really enjoy my job here at TSM and Tony, Randy, Guy and Lowell are wonderful to work for!!

A 3rd generation Valley native, I was born and raised in Turlock, moved to Modesto in the early 1990s and finally settled in Riverbank with my husband and two little girls. After 12 years in the restaurant business, I decided to get a "real" job, or at least one that would not require me to work on weekends.

I earned my Bachelor of Arts degree in the Social Sciences from CSU Stanislaus in 2001 and landed my "real" job in insurance. I became a licensed agent in 2002 and have since earned two designations, AIS (Associate in Insurance Services) and CISR (Certified Insurance Service Representative).

In my spare time, I work my other full-time job as a mommy and wife to my chef husband Michael. In addition to our passion for great food and cooking, we love to go on family adventures, nature walks, and baking the best chocolate chip cookies in the world.

TSM is a great little agency that values family and hard work. I look forward to the future with TSM and what it holds for us. With so many changes in the world today, I am glad I get to be a part of this little family and its potential.

I am a lifelong resident of Riverbank with over 21 years of Insurance experience, including seven at TSM. I enjoy the daily interaction with clients and strive to provide excellent customer service.

I graduated from Modesto Junior College with an Associate of Science degree in Business Administration. Outside of work, I enjoy arts and crafts and spending quality time with my two grandsons, Ethan and Erik. I look forward to annual trips to the various beaches in Mexico and the islands of Hawaii to relax with my husband of 40 years and my three daughters.

In 2006 I joined TSM Insurance and Financial Services as the "marketing girl" on a part time basis. Since that time I have been offered a lot of opportunity with TSM. I have been able to earn both insurance licenses and am confident in my ability to offer comprehensive assistance to my clients. I am so lucky to work closely with my clients on a daily basis, and have developed many great relationships with so many different individuals.

I am also a Business and Operations Management Major at CSU Stanislaus.

Outside of work I have many interests including music, baseball, traveling, and last but not least spending time with my amazing family and friends.

"Our attitude toward life determines life's attitude towards us." - John C. Mitchell

My insurance career began in 1968 as an agent for the John Hancock Life Insurance Company in the Central Valley. In 1970 I became the Manager for the John Hancock in Modesto and surrounding area recruiting and training agents and selling to my personal clients. After 10 years in the industry, I joined the Powell Insurance Agency and that's when I become committed to a career in Employee Benefits.

In 1980 I along with Paul Smith and Doug Tourtlotte formed TSM Insurance. I now have the opportunity to work with my son, Guy Miligi and our partner, Randy Clark. I still enjoy selling and serving the groups of clients of the agency.

I have been married to my wife Linda for since 1966 and have two children, my son Guy and my daughter Gina. We have 4 wonderful grandchildren and enjoy our life on a small ranch with our adopted burros, dogs and cats.

While working the graveyard shift at the Ramada Hotel in 1992, I came across an ad for an accounting support person at a family owned insurance agency. Since my days were free and I was fresh out of Fresno State's accounting program, I figured I would sport my best red leather tie, interview and see what happened. Many years later, I can't imagine being anywhere else. The family atmosphere makes each day a blessing to come to work and be around good friends and co-workers. In 1993, I became a licensed life/health agent and have spent nearly half my life helping individuals and businesses determine the best solutions for their health care needs.

I have a wonderful wife and two very busy children. Between dance and baseball, we spend most of our free time supporting and cheering on our children. And since we refuse to grow up, we may take in Disneyland a few times a year. I am also actively involved in the Ceres Rotary and the Ceres Youth Baseball program.

"We make a living by what we get; we make a life by what we give."Winston Churchill

I don't think when a parent asks their child "What do you want to be when you grow up?" They would say, "AN INSURANCE AGENT"! I know I sure didn't. In fact, I started out in the work force as a registered dental assistant. Looking back at it now, I think being in insurance is better than looking into people's mouths all day.

I took some time off from the work force to raise two sons and let my husband worry about the minor details of keeping a roof over our heads and food on the table. Once 1 decided it was time to reenter the work force, I dabbled in accounts payable for California Bean Growers Assoc., became a customer service rep for AAA, worked as an agent recruiter for North Western Mutual Financial, and now, 24 years after entering into the work force, here I am, a Personal Lines agent for TSM Insurance.

And OH! By the way, "I still don't know what I want to be when I grow up!"

My position at TSM Insurance is financial advisor where I bring more than 35 years experience in the insurance and financial services industry to the agency.

In my advisory capacity I am affiliated with a national broker/dealer as a registered representative and financial advice and consulting services as a registered investment advisor. This affiliation allows TSM Insurance to provide all the services and products of the largest, full-service broker/dealers.

At California State University, Stanislaus I earned a B.A. degree in Business Administration. My business experience and credentials include positions as manager for New England Life, a pension consultant, past President of the Central Valley Life Underwriters Association, and board member of the Stanislaus County Estate Planning Council.

I enjoy local community service and am a member of the Modesto Lions Club where I served as Past President. My wife and I have two daughters, and in my free time I enjoy all sports and love to travel.

I work in both the Manteca and Modesto offices and love what I do…helping people and meeting their insurance needs. I was born and raised in Modesto and am happily married with two beautiful children.

I have been licensed to sell insurance since 2000, working for TSM since 2001 and currently serving on the CPW Foundation Board. I am full-blooded Portuguese and speak it as well as Spanish. When I am not in the office working with clients, I enjoy family time…taking my daughter to swim practice and playing cars with my little boy. (Judging by the way he's driving... I better increase my liability!)

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I have been with TSM Insurance as their receptionist since 1995. It really has been nice seeing clients that have been coming in since I've been here. It has also been nice meeting new clients. TSM has always been a family-friendly place to work for.

I have lived in the valley almost all of my life. I married my sweet husband in 1986 and we've been together ever since. We have one grown daughter, Mikayla, who works side by side with me here at TSM Insurance.

Anyone that knows me knows "I love to shop!" You need something just ask me. My husband and I also love to bowl. I have bowled a 207! Will it ever happen again? When we are not bowling we love to ride our Harley down the coast or spend time in our 5th wheel on the beach, with all the comforts of home!

For the past two years or so, I have been a commercial lines agent here at TSM specializing in the Agribusiness sector. I've been in the Insurance industry for approximately five years. I started in the life insurance side of the business, working for New York Life right out of college. I have to say that coming to TSM was quite easy for me. Since my father Mark has been with the company for over 15 years, I already had experienced the family like atmosphere here at TSM. Outside of work, I enjoy playing baseball and spending time with my family. My wife and I have been married for two years and we have two dogs. It gives me a sense of accomplishment to evaluate the insurance programs for the many different types of businesses in this area and try not only to be a professional, but also as an important resource to my clients.

I was born and raised in the Bay Area and moved to the Central Valley about 11 years ago. I'm the Personal Lines, Customer Service Agent, for TSM Insurance Agency. I've been working for TSM for over 6 years, and I have to say, this is the best place I've ever worked!! (No, I'm not just saying that to get a raise! :-)....I have over 20 years working in the insurance industry and love the opportunity it gives me to interact with people and clients. Helping our clients have a positive experience each time they contact our office is my goal!

Mike has over 18 years experience in business-to-business consulting, working with companies of varying sizes and industries. Mike enjoys learning about companies in order to provide customized solutions for their specific situation, and assisting business owners and leaders in achieving their company's mission. Mike is married, with two boys, and has family roots that run deep in the Central Valley.

"I look forward to learning about your organization and serving your needs, as well as those of your employees and clientele. How may I be of service?"

My name is Christy Jones. After graduating high school in Antioch, CA, I moved to the Sonora area where my husband and I raised our two wonderful children. I became an insurance agent and opened my agency in Sonora in 1995. Several changes in my life brought me to the Modesto area in 2000, where I continued to work in the insurance industry. I am now a proud grandma, but still young enough to enjoy the outdoors working around my home and in my garden.

Marc Peterson joins TSM Insurance Services after a successful career as a Golf Professional on the Canadian Tour. A native of Modesto and graduate of CSU, Chico, Marc brings the knowledge and experience he gained as a tour professional to TSM and his clients. “This region offers some of the finest business and personal opportunities I have seen in my travels. Working locally in the commercial market will enable me to share my experiences and help customers grow their businesses," Marc replied when asked how his experience will benefit local companies.